>
>
Mortgage
>
>
Buying a Home
>
Refinancing A Home
>
Construction Loans
>
Second and Vacation Homes
>
Investment Property Loans
>
First-Time Home Buyer Guide
>
Meet With Us
>
Home Equity
>
>
Home Equity Loans
>
Home Equity Line of Credit
>
Compare Home Equity Options
>
Auto
>
>
New Vehicles
>
Used Vehicles
>
Recreational Vehicles
>
Discount Auto Insurance
>
Personal
>
>
Personal Loans
>
Personal Lines of Credit
>
Student
>
>
Private Student Loans
>
Student Loans Refinance
>
Energy
>
>
Energy Efficient Loan
>
Solar Energy Loan
>
Loan Payment Calculator
>
First-Time Homebuyer Videos
>
Auto Buying Resources
>
Make a Payment
>
>
Credit Cards
>
>
Ultimate CashPerks
>
Visa Platinum Rewards
>
Visa Platinum
>
Student Rewards
>
Global Good Card
>
Debt Consolidation Calculator
>
How to Improve Credit Score
>
Budgeting Worksheet
>
Balance Transfer Calculator
>
Make a Payment
>
>
Investment Options
>
>
Mutual Funds
>
Managed Accounts
>
Stocks and Bonds
>
IRAs
>
Annuities
>
Guided Wealth Portfolios
>
Preparing For Your Future
>
>
Saving Money For Retirement
>
Living in Retirement
>
Saving For College
>
Meet With Us
>
>
Basics of Investing
>
Investment Blogs
>
Investment Events
>
Retirement Calculator
>
IRA Retirement Central
>
On You
>
Life
>
Annuities
>
Long Term Care
>
AD&D
On Purchases
>
Auto
>
Loan Protection
>
Homeowners
>
Value of Insurance
>
Calculate Insurance Needs
You have unique needs for managing your money – and we’ve got options for your checking account! Plus, manage bills, pay friends, move money, set savings goals and more in our easy and time-saving Summit mobile app.
Reaching Your Goals Just Got Easier
>
>
Your future starts right here with the right checking account – one that supports strong financial habits and offers a safe place to work toward whatever goal comes next. Not to mention…
This checking account has everything you need and zero fees – compare that to the hundreds you’d pay every year banking somewhere else! Those big-time savings can help build a rainy-day fund or reach other goals you’re working toward.
No monthly service fee
Unlimited check writing
Contactless payments with Tap To Pay
Free and fast transfers with Zelle®
Eligibility for money back with Cash
Boomerang*
Free Bill Pay
Free mobile check deposits
Unlimited free withdrawals at Summit ATMs
Up to 12 surcharge-free ATM transactions/month at non-Summit
ATMs*
Easy money management tools in the free Summit app
The option to add your debit card to mobile wallet
Named for all that financial balance you’ll have with built-in protection from overdraft fees. That's more confidence and more money for your goals – plus, way less paper with zero checks. The environment just said, “Thank you!”
No overdraft or non-sufficient fund (NSF) fees
Free debit card
Contactless payments with Tap To Pay
Free and fast transfers with Zelle®
Eligibility for money back with Cash
Boomerang*
Free Bill Pay
Free mobile check deposits
Unlimited free withdrawals at Summit ATMs
Up to 12 surcharge-free ATM transactions/month at non-Summit
ATMs*
Easy money management tools in the free Summit app
The option to add your debit card to mobile wallet
$25
$5, waived for account holders age 17 and under OR with 10 or more debit card purchases in a month and either a Summit student loan or Summit Student Rewards Visa credit card
Certified by the Cities for Financial Empowerment (CFE) Fund as meeting the
How about a reward for that hard-earned balance, like an account with the most dividends and extra perks to achieve some of the other to-dos on your list? Plus, get money off a Summit first mortgage, home equity loan and more.
Earn dividends with a balance of $2,500 or more
Free debit card
Special
0.10%* rate bonus on certificates
$200 rebate on first
mortgages*
$50 rebate on
home* loans
$10 off safe deposit
boxes*
Free box of checks each
year* and unlimited check writing
Free overdraft transfers from primary savings
Contactless payments with Tap To Pay
Free and fast transfers with Zelle®
Eligibility for money back with Cash
Boomerang*
Free Bill Pay
Free mobile check deposits
Unlimited free ATM
withdrawals*
Easy money management tools in the free Summit App
The option to add your debit card to Mobile Wallet
$25
$15 waived with 6 qualifying services or $60,000 in combined deposit & loan services
*
That means stress-free, too! From starting high school to continuing your education, this account was made to help any and every student manage their money. With no monthly service or debit card fees, you’ll save hundreds to put toward your future.
Free debit card
No monthly service fees
Overdraft transfers from primary savings
Contactless payments with Tap To Pay
Free and fast transfers with Zelle®
Eligibility for money back with Cash
Boomerang*
Free Bill Pay
Free mobile check deposits
Unlimited free ATM
withdrawals*
Easy money management tools in the free Summit app
The option to add your debit card to mobile wallet
You’re dedicated to reaching your financial goals and this account was made to help with dividends on balances as low as $25 – a great way to start small and think big!
Free debit card
Earn dividends with a balance of $25 or more
Overdraft transfers from primary savings
Unlimited check writing
Contactless payments with Tap To Pay
Free and fast transfers with Zelle®
Eligibility for money back with Cash
Boomerang*
Free Bill Pay
Free mobile check deposits
Unlimited free ATM withdrawals at Summit ATMs
Up to 12 surcharge-free ATM transactions/month at non-Summit
ATMs*
Easy money management tools in the free Summit app
The option to add your debit card to mobile wallet
Free box of checks each
year* and unlimited check writing
Free overdraft transfers from primary savings
>
Free debit card
No monthly service fees
Overdraft transfers from primary savings
>
Free debit card
Earn dividends with a balance of $25 or more
Overdraft transfers from primary savings
Unlimited check writing
>
Unlimited Check Writing
>
>
>
No checks; debit card only
>
>
>
>
>
>
>
Unlimited Free Summit ATM Use
>
>
>
>
>
>
>
>
>
>
>
Free non-Summit ATM Withdrawals
>
12/month*,
*
>
12/month*,
*
>
Unlimited*
>
Unlimited*
>
12/month*,
*
>
Free Bill Pay, Online & Mobile Banking
>
>
>
>
>
>
>
>
>
>
>
Free Mobile Check Deposit
>
>
>
>
>
>
>
>
>
>
>
Eligible for Cash Boomerang
>
Yes*
>
Yes*
>
Yes*
>
Yes*
>
Yes*
>
Minimum to Open
>
$25
>
$25
>
$25
>
$25
>
$25
>
Monthly Service Fee
>
FREE
>
$5, waived for account holders age 17 and under OR with 10 or more debit card purchases in a month and either a Summit student loan or Summit Student Rewards Visa credit card
>
$15 waived with 6 qualifying services or $60,000 in combined deposit & loan services
*
Somehow, the more you open up about money, the less you end up worrying about it. And while the right account sets you up for financial success, getting to the life you want goes well beyond that. Whatever goal you’re trying to achieve, our team will connect you with the tools that work best for your life – and even help make plans for what’s next. Let’s make it happen.
Get Started with the Credit Union That Does More for You
>
Your life doesn’t slow down – so you need on-the-go banking that can keep up! All Checking accounts come with the Summit Mobile App, including features like Mobile Check Deposit, secure transfers with Zelle®
and autopayments using Bill Payer.
>
>
GO Bundle
>
Get Tools to Set Yourself Up for Success
>
Start your finances off right with a Student Free Checking or Balance account. Then, add other features that are perfect if you’re new to managing your money – like great rates on Auto and Student Loans, a Student Rewards Credit Card and more – when you build your own GO Bundle.
>
>
Certificate and Money Market Accounts
>
Get You More for Your Savings
>
Your financial future doesn’t end with one account. Maximize your hard-earned savings, too, by opening a
>
Upcoming Events
>
Programs
>
Tools & Calculators
>
On-demand Webinars
>
Podcasts
About
>
Equity in Money™
>
About Summit
>
Careers
>
News
>
Community Giving
About
>
>
Equity in Money™
>
About Summit
>
Careers
>
News
>
Community Giving
Help & Support
>
Contact Us
>
Member Support Center
>
Schedule an Appointment
>
Find a Branch
Help & Support
>
>
Contact Us
>
Member Support Center
>
Schedule an Appointment
>
Find a Branch
You are leaving Summit Credit Union
>
>
Please read the following before proceeding to:
The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site.
*
The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the