Make sure your phone is NFC-enabled (NFC means near field communication and is a chip in your phone that lets it "talk" to a digital reader).>>>
>Verify that the operating system on your mobile device supports Tap and Pay (android Lollipop 5.0+ or iOS 8.1+).>>>
>Download the mobile payments app of your choice – or check with your device provider to see if an app is already built into your phone or tablet.>>>
>Add your Summit credit or debit card and choose it as your default payment option in your mobile payments app.>>>
>Look for retailers that accept virtual wallets.>>>
>For in-store purchases, just hold your phone up to the reader near the cashier; if you're buying online or within an app, just click on the payment icon.>>>
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