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Rates, Fees, Terms & Disclosures
Loan Rates
Deposit Rates
Fee Schedules
Terms 

Loan Rates And Disclosures

Mortgage Rates
Rates Effective March 28, 2024
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TYPE AND TERM RATE Annual Percentage Rate

30 Year Fixed**

6.625% 6.729%

20 Year Fixed**

6.125% 6.256%

15 Year Fixed**

6.375% 6.483%

10 Year Fixed**

5.875% 6.021%

15/15 ARM**

7.250% 6.843%

10/1 ARM**

7.000% 7.428%

7/1 ARM**

6.625% 7.395%

5/1 ARM**

6.250% 7.405%

3/1 ARM**

6.125% 7.535%
Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2022 to 2024
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 6.29% $39.82
36 Months 6.29% $28.42
48 Months 6.44% $22.47
60 Months 6.70% $18.87
72 Months 7.20% $16.60
84 Months* 7.95% $15.56
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2012 to 2021
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 6.59% $39.95
36 Months 6.59% $28.55
48 Months 6.84% $22.65
60 Months 7.30% $19.16
72 Months 8.10% $17.04
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2011 and Older
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 8.44% $40.79
36 months 8.60% $29.48
48 Months 8.75% $23.55
60 Months 9.25% $20.10
other-secured-loans
Boats and RV’s 2022 - 2024
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 9.24% $20.17
87 Months 9.74% $16.14
120 Months ($25,000.00 Min) 10.99% $13.84
180 Months ($40,000.00 Min) 12.24% $12.22
boats-rv-used
Boats and RVs 2014-2021
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 9.74% $20.42
87 Months 10.00% $16.28
120 Months ($25,000.00 Min) 11.25% $13.99
180 Months ($40,000.00 Min) 12.25% $12.23
powersports-new
Powersports 2022-2024
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 9.24% $29.90
63 Months 9.74% $20.42
87 Months 9.99% $16.27
120 Months 11.99% $14.42
powersports-used
Powersports 2014-2021
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 9.49% $30.02
63 Months 9.99% $20.55
87 Months 10.74% $16.67
120 Months 12.74% $14.86
express-home-refinance
Express Home Refinance Rates
Rates Effective March 28, 2024
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed 6.250% $13.26
12 Year Fixed 6.625% $10.08
20 Year Fixed 6.875% $7.68
home-equity-line-of-credit-up-to-70%-ltv
Home Equity Line of Credit — Up to 70% LTV (Variable/Fixed)
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate* 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 8.00% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.74% $19.68
Fixed 120 Months2 7.74% $12.00
Fixed 180 Months2 9.49% $10.44
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate* 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 8.25% Prime - 0.25% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.74% $19.68
Fixed 120 Months2 7.74% $12.00
Fixed 180 Months2 9.49% $10.44
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate* 1.49% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 9.00% Prime + 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 7.74% $20.15
Fixed 120 Months2 8.74% $12.53
Fixed 180 Months2 9.74% $10.59
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 6.74% $30.76
48 Months 6.74% $23.83
60 Months 6.74% $19.68
84 Months 7.49% $15.33
120 Months 7.74% $12.00
180 Months 9.49% $10.44
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 7.74% $31.22
48 Months 7.74% $24.29
60 Months 7.74% $20.15
84 Months 8.49% $15.86
120 Months 8.74% $12.53
180 Months 9.74% $10.59
personal-loan-rates
Personal Loan Interest Rates
Rates Effective March 28, 2024
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 12.75% $47.67
36 Months 12.75% $33.75
48 Months 13.00% $26.97
60 Months 13.50% $23.14
personal-line-of-credit
Personal Lines of Credit
Rates Effective March 28, 2024
More Information Apply
Type and Term APR1 VPR2 Monthly Payment
Personal Line of Credit, revolving 12.50% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective March 28, 2024
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. Certificate Dividend Rate + 3.00%
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective March 28, 2024
More Information Apply
Term (up to) APR1 Monthly Payment2
60 Months 9.75% $21.22
180 Months 10.50% $11.11