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Rates

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	Fee and Charge Schedule

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Auto & Motorcycle Loan Rates

Auto & Motorcycle Loans -- 2008 and Newer (Rates effective 7/21)
Term (up to)	APR* (as low as)	Monthly Payment**
24 months	4.99%	$43.87
36 months	4.99%	$29.97
48 months	4.99%	$23.02
60 months	4.99%	$18.87
72 months	5.99%	$16.57
APR is Annual Percentage Rate. All rates include a 0.25% reduction for electronic payments. APR may increase after loan closing, if electronic payments are discontinued. 0.25% additional discount for hybrid vehicles. *Monthly payment is based on payment per $1,000 for term and rate shown above. Minimum loan amount varies.

Auto & Motorcycle Loans -- 2003 to 2007 (Rates effective 7/21)
Term (up to)	APR* (as low as)	Monthly Payment**
24 months	5.49%	$44.09
36 months	5.49%	$30.19
48 months	5.49%	$23.25
60 months	5.49%	$19.10
72 months	6.49%	$16.81
APR is Annual Percentage Rate. All rates include a 0.25% reduction for electronic payments. APR may increase after loan closing, if electronic payments are discontinued. 0.25% additional discount for hybrid vehicles. *Monthly payment is based on payment per $1,000 for term and rate shown above. Minimum loan amount varies.

Auto & Motorcycle Loans -- 2002 and Older (Rates effective 7/21)
Term (up to)	APR* (as low as)	Monthly Payment**
24 months	5.99%	$44.32
36 months	5.99%	$30.42
48 months	5.99%	$23.48
60 months	5.99%	$19.33
72 months	6.99%	$17.04
APR is Annual Percentage Rate. All rates include a 0.25% reduction for electronic payments. APR may increase after loan closing, if electronic payments are discontinued. *Monthly payment is based on payment per $1,000 for term and rate shown above. Minimum loan amount varies.


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