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Personal Loans

Borrowing money from us is easy. Flexible terms, great rates, and fast answers mean you can get the money you need for the things you want.

  • Enjoy lower rates than most credit cards
  • Get your money in minutes with our quick and easy approval process
  • No collateral required
  • Borrow up to $25,000

Apply now!

Personal Loans
(Rates effective 11/11)
Term (up to) APR* (as low as) Monthly Payment**
24 months 9.25% $45.80
36 months 9.25% $31.92
48 months 10.25% $25.48
60 months 11.25% $21.87
*APR is Annual Percentage Rate.
**Monthly payment is based on payment per $1,000 for term and rate shown above. Personal rates listed include a 0.25% reduction for electronic payments. APR may increase after closing. Minimum loan amounts vary and may apply. Your actual loan rate will be based on your credit history and repayment option. Rates are subject to change without notice.

Personal loans
A personal loan is a good option when you don't have collateral to borrow against. The funds can be used for anything from consolidating credit card debt, going on a vacation, or covering unexpected expenses. You'll enjoy great fixed rates and can borrow up to $25,000. Plus, the approval process is quick and easy— we'll get you your money in minutes.

Personal Line of Credit
A line of credit gives you the flexibility of being able to access funds when you need the money without having to have the loan secured.  The funds are accessible in person, at the branch, over the phone or in Online Branch.

Overdraft Protection Line of Credit
Reserve a line of credit to protect your account from potential overdrafts. We'll automatically advance you the funds to cover an overdraft. Simple as that. There's no fee- interest begins accruing until the loan is paid in full. It's an easy way to get peace of mind.

Share and Certificate Secured Loans
With these two loan options you’ll get flexibility to borrow against your deposit balance to:

  • Save with a lower loan rate, which lowers the total interest paid over the life of your loan.
  • Create an instant savings plan! You can continue to earn dividends on your savings balance while you pay down your loan balance.
  • Rebuild your credit. Using your savings as collateral, you can begin making on-time monthly loan payments and improve your credit score.

Certificate Secured Loans
(Rates effective 11/11)
Terms Rate
Repayment options may include installment loans or single payment notes due at certificate maturity. 3.00% above the certificate's Annual Percentage Yield
APR is Annual Percentage Rate. Rates are subject to change without notice.