Make a Payment Rates About Careers Contact Locations With great rates, a Summit Certificate lets you build your wealth and get added security. Feel less tempted to dip into your savings and more confident you’ll reach your goal, whether that’s saving for your honeymoon or living comfortably in retirement. Choose a term from three to 60 months and watch your savings grow – no questions asked! Plus, get a higher rate (that means more returns) while knowing your savings are backed by NCUA insurance up to $250,000. Want to use your savings to reach your other goals? Save with no early withdrawal fee when you put your funds toward a Summit Mortgage. You can also start your Certificate as an IRA or transfer later, penalty-free. And if you want to add to your Certificate over time, we’ve got options for that too. Whether you’re saving for a goal for three months or five years, this flexible option lets you choose a term that works for you while you watch your savings grow.
  • Minimum balance to open is $500
  • Maximize your interest-making potential with a single, larger deposit
  • Choose a 3- to 60-month term to grow your savings
  • Build wealth without worrying about market ups and downs
A Certificate Plus lets you earn interest while still having the flexibility to make deposits that get you even closer to your goal.
  • Minimum balance to open is $250
  • Add up to $10,000 more during your term
  • Choose from 6-, 12-, 18- or 24-month terms
Whatever goal you’re trying to achieve, from safely building your wealth with guaranteed growth to investing in your IRA, our team will connect you with the tools that will work best for your lifestyle – and even help make plans for what’s next. Get Started With the Credit Union That Does More for You More Tools & Resources Get uninterrupted access and no locked-in term. Plus, watch your rate grow the more you save! With the right strategy and portfolio, investing is anything but a game. Meet with our expert financial planners to choose an investment option you feel confident in. Put your money to work with a specific account for each goal – from buying a new computer to saving for vacation or affording healthcare costs. Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. NCUA Insurance Estimator Privacy, Security & Accessibility Rates, Fees, Terms & Disclosures Routing Number *  The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 **  SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2023. Copyright 2024 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA