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5 Tips For Summer Fun Within Your Budget

May 29, 2019 Have you ever noticed that summer can feel amazing and nerve-wracking at the very same time? Sure, there’s the beautiful weather, the long days and all the fun summer brings. But there’s also that slightly off-kilter feeling. You know, when your schedule never seems to be the same two weeks in a row and you’re constantly bombarded with new ways to stress out your budget. Guess what? We have tips that will let you indulge in summer fun and stay on top of your spending.

1. Get the family involved.

Summer is full of activities that can blow your budget faster than you can say “deep-fried Oreos on a stick!” It’s no fun to be the Budget Bad Guy—so don’t! Get the whole family involved in decisions about spending. It’s good for kids to have an age-appropriate understanding of how money works and what it means to budget. Talk about what your family can afford to spend on fun and get everyone involved in coming up with a budget and monitoring how it’s spent. Challenge your kids to find cheap or free ways to enjoy summer. And take the time to anticipate and savor your splurges. Did you know that looking forward to something can be just as much fun as actually doing it?

2. Set up bill pay.

Nothing takes the fun out of the day like realizing you forgot to pay the credit card bill and now face a late fee. De-stress right now by setting up Summit’s free online bill payer. It’s fast, it’s easy and it will make your life so much simpler (all year round!).

3. Download Summit’s mobile app.

Doing your with Summit is FREE and easy, plus it will save you time and it will make your life less crazy. Plus, you can use it to deposit checks, check your balance, find the closest ATM or Summit branch and send a message to Summit staff.

4. Keep your finances on track with Summit's Climbr®.

When you’re traveling, hosting visitors or indulging in fun summer activities, it can be all too easy to lose track of your spending. Keep track of your finances and sign up for Summit's personal financial management tool, . Create budgets, monitor expenses, set goals and get transaction alerts to remind you of upcoming bills and avoid fees.

5. Send yourself reminders.

Got a mile-long list of things you’ve got to remember every day? Clear some headspace by using Summit’s online banking to set text and email alerts to let you know when a bill is due, a balance goes below your preferred minimum, and more.    Have the summer you’ve been dreaming of—without the stress! And own your money today with a little help from Summit. Smart money tips brought to you by  , Summit’s exclusive financial wellness program. You might also be interested in Financial success isn’t how much money you have — it’s feeling good about what you’re doing with the money you have. Here are some tips on how to prioritize your debts and bills, negotiate with creditors and get your late payments back on solid ground. Even in these challenging times, there's  whole lot of good happening! At Summit, we've always believed financial success happens together and that's been truer than ever this past month. Here's what "together" has meant for our community. Navigating finances after college is hard, but you can take it one lesson at a time. Get tips for managing money and paying off student debt after graduation. Navigating finances after college is hard, but you can take it one lesson at a time. Get tips for managing money and paying off student debt after graduation. If you’re not sure if something is a scam, it’s ALWAYS better to act like it could be! Fraudsters are always coming up with creative new ways to steal from you and quick to take advantage of a crisis. Here are some of the most popular recent scams to watch for. With a little planning, you may be able to actually save a little money during the holidays. Check out these tips to keep costs down without missing out on the holiday fun. Some scams go right for your money; others try to get you to part with personal information – like account numbers, Social Security numbers, passwords, and personal identification numbers (PINs). Find out what you should look for and how to protect yourself. The holidays can be stressful & that’s why it’s important to prioritize your self-care. Use these tips to reduce stress without draining your bank account. Your home is your castle, your refuge and—let’s face it—a place where it can be very easy to sink a big chunk of money. Which is why you’re always on the lookout for “sweet spots”:  those home improvements that add comfort, safety or a little zing of style while you’re living in your house and will boost the asking price when it’s time to sell. And if you can find a way to save money on those improvements or cut home expenses at the same time, well that sweet spot just got a little sweeter! Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. NCUA Insurance Estimator Privacy, Security & Accessibility Rates, Fees, Terms & Disclosures Routing Number *  The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 **  SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2023. Copyright 2024 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA