Make a Payment Rates About Careers Contact Locations Banks and credit unions both offer ways to spend, save and finance, but there’s a lot of great things that set credit unions apart. Learn how we’re different from banks, and how together we can save better and plan smarter. Discover the credit union difference. A credit union is a financial cooperative owned by its members Banks are for-profit corporations whose earnings go straight to stockholders. Though banks and credit unions offer many of the same products, there are a lot of great things that set credit unions apart. If you're a credit union member, you're a credit union owner. That means a share of profits is returned to you.
 Credit Unions serve communities, not corporate interests. That's why we're able to give our members higher rates on savings and lower rates on loans. Plus, as more members join and profits grow, resources and benefits for you and your money grow as well. Credit Union members' votes determine who serves on the board of directors. You can even volunteer to serve yourself. We Take a Backseat to Banks
Nope. We offer access to competitive checking options, IRAs, credit cards and more. And Summit's financial experts guide members through investment, business and mortgage services too. We're Simply Inconvenient
It's simply untrue. For example, Summit has over 50 locations in Wisconsin and more than 5,000 surcharge-free ATMs in our network. We Live in the Stone Age
More like the digital age. Summit's mobile app lets members stay connected on the go and can even make mobile payments on their phones with Apple Pay and Google Wallet. We're Slow to Serve
Not a chance. We're at your side with financial guidance the moment you need it. Whether it's a quick loan approval or a speedy financial checkup. A variety of Summit programs are helping people take control of their finances. Like Project Money, our annual competition where members see who can pay off debt and increase savings the most. Or Red SHOES - a financial wellness program customized to your goals. The Financial Education section of our website is packed with all sorts of resources to put you on the refreshing path of financial independence. From workshops and free public seminars to financial education opportunities in schools and the workplace, there’s always something new to learn with Summit. Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. NCUA Insurance Estimator Privacy, Security & Accessibility Rates, Fees, Terms & Disclosures Routing Number *  The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 **  SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2023. Copyright 2024 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA