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Three Tips For A Happy-money Marriage

June 8, 2016 Three Tips for a Happy-Money Marriage When married couples fight, money is often the root cause. Even the happiest of couples have had a few heated conversations over the family budget. But finances don’t have to be a strain on your marriage. To help you along the way, we’ve laid out a few tips on how to manage your money responsibly and enjoy a happy marriage, together: Talk the talk. Many couples avoid talking about money before they tie the knot, while some say they still don’t talk about finances once they are married. This could put you in a bad position quickly, because you might not find out your financial strategies and habits don’t align until it’s already a problem. Get in front of the potential issue by taking the time to chat about your finances as soon as possible. Discussing family financial strategies is the only way to get on the same page. Transparency Is key. Both spouses should have some level of access to the other’s primary checking and savings accounts, along with credit card spending and cash withdrawal records. Being transparent about spending up front will keep you both from encountering any surprises down the road. Additionally, approaching money together could help you achieve your financial goals and milestone purchases faster, like finding that first family home or buying a new car. Be a team.  While financial transparency is key, remember that marriage, one way or another, is all about being a team. Maybe you personally wouldn’t stop for a daily cappuccino or spend eight bucks a month on Netflix, but everyone has their thing, right? Trying to control every dollar in the household budget can leave a spouse feeling powerless and frustrated. Work to give each person a little wiggle room for personal hobbies and interests. This will keep you both from going stir crazy, and can serve as a friendly reminder that part of money management is having cash for fun, too! There you have it, savvy savers! Leverage these tips to keep both your marriage and your wallet happy. Come back to   for more financial resources and keep Owning It! You might also be interested in Whew – what a journey! has officially come to a close, and these four teams have been impressive. And they’re leaving this program with less debt, mo Financial success isn’t how much money you have — it’s feeling good about what you’re doing with the money you have. How can we help you avoid difficult money situations and put you in the best financial position for success? This question is at the heart of so many things we do here as your financial partner – including our decision to eliminate the non-sufficient funds (NSF) fee as of April 1. Are you struggling to come up with the perfect New Year’s resolution? Here are three great reasons why focusing on your finances should be a priority this year! It’s not every day that someone gives you hundreds, or maybe even thousands, of dollars for (seemingly) no reason. That’s what makes getting a tax return so exciting. So before that much-anticipated check arrives, stop and consider what you should do with your tax refund, as well as what you want to do. Simple, everyday choices can reduce consumption and our impact on the environment. Learn ways to be more eco-friendly…and your spending at the same time! Sometimes having a little extra cash is the only thing between you and your dreams. Check out these financial tips to be smart about borrowing money and avoid common mistakes. With a little planning, you may be able to actually save a little money during the holidays. Check out these tips to keep costs down without missing out on the holiday fun. Your home is your castle, your refuge and—let’s face it—a place where it can be very easy to sink a big chunk of money. Which is why you’re always on the lookout for “sweet spots”:  those home improvements that add comfort, safety or a little zing of style while you’re living in your house and will boost the asking price when it’s time to sell. And if you can find a way to save money on those improvements or cut home expenses at the same time, well that sweet spot just got a little sweeter! 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