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Top Mortgage Lender in Wisconsin

Generate Income with Your Own investment Property

Investing in real estate can help you make more money – whether you're looking for a passive stream of income or managing a larger operation. Get started with an investment property loan from Summit and you'll be ready to purchase:

  • A consumer investment or property that holds 1-4 families
  • Any other property or land you're aiming to earn a return on
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Investment Property Loans

Getting the most out of your investment begins with having a loan partner that'll give you more. With Summit, you get:

  • Affordable rates
  • Access to larger loan amounts
  • Local services for the life of the loan 

Your investment loan options include:

  • Fixed-rate mortgages with terms from 10 to 30 years
  • Adjustable-rate mortgages (ARM) with initial rate locks from 1 to 10 years

Important Considerations

  • As with any other mortgage loan, what you can borrow depends on your credit, income, assets and liability - the income you may generate with the property won't factor into the loan
  • Larger properties, like multi-unit apartment buildings, will likely require a higher down payment
  • Your income will depend on the type of property you're getting and any related expenses (e.g., maintenance costs on a rental unit could slow the return on investment)
Investment Property Rates
Rates Effective June 26, 2022
TYPE AND TERM RATE Annual Percentage Rate

30 Year Fixed Investment Property

5.625% 5.700%

3/1 ARM Investment Property**

4.125% 5.428%

5/1 ARM Investment Property**

4.625% 5.407%

Let's get started

If you're looking for a loan on a consumer investment property, our Mortgage Loan Officers can help you find your best option. For other investment loan needs, connect with a Business Development Officer to learn more.

Connect With A Mortgage Loan officer
Tools & Resources


Figure out your monthly payment and amortization schedule.


Compare 15- and 30-year terms.


See how your income, debt and different interest rates affect how much you may be able to borrow.


Are you better off making 26 payments each year?


How much money the sale of your home will yield?

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