summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

0% APR balance transfer intro rate for 12 months*
9.9%-19.9% non-variable APR6,7 or 11.15% variable APR3 after that

Plus, earn a $50 bonus reward**

It pays to shop for a credit card,
not just with one.

We have the card options to help make sure you get what you’re looking for.
And here are a few things you’ll get no matter what:

No Annual Fees1

Mobile Wallet Convenience

Transaction Alerts & Chip Card Technology Protection

     

Find The Card With What You Want

Card Results:

Clear Filters

Ultimate CashPerks

Summit's Ultimate CashPerks Credit Card
  • Contactless payment with tap to pay
  • 3% Cash Back on airlines2
  • 2% Cash Back on hotels and dining2
  • 1.5% Cash Back on all other purchases2
  • VISA Signature Concierge
Newsweek Best Credit Union Credit Card

What You’ll Get

Our highest cash back percentage, and complimentary Visa Signature Concierge services, with the Ultimate CashPerks^ card. Call a concierge to book your travel, find your tickets or line up dinner reservations. Speed through security checks with TSA PreCheck and global entry credits,12 and no foreign transaction fees. Plus, no annual fees, a contactless card, discounts from your favorite stores and extra travel perks.

Purchase/Balance Transfer APR

0% intro rate for 12 months,4 11.15% Varies with Prime rate after that3

Cash Advance APR

Variable rate Prime +7.9%3

Visa Platinum Rewards

Summit's Platinum Rewards Credit Card
  • Contactless Payment with Tap to Pay
  • Rewards With Every Purchase
  • Double Points on gas and wholesale club purchases

WHAT YOU’LL GET

The amazing rewards you want, none of the annual fees you don’t and a contactless card! Includes double rewards points when you use your Summit card for gas and wholesale club purchases. Redeem for airline tickets, once-in-a-lifetime vacations or 1% cash back.5 Or trade in for brand name merchandise, meals at your favorite restaurants and lots of other great options in our Summit Rewards catalog.

Purchase/Balance Transfer APR

0% intro rate for 12 months,4 11.9%-19.9% after that6

Cash Advance APR

11.9%-19.9%6

Visa Platinum

Summit's Visa Platinum Credit Card
  • Lowest Rates
  • Easy Money Management
  • Contactless PAYMENT with tap to pay

WHAT YOU’LL GET

A card with no annual fees that makes every purchase fast and easy, plus a contactless card. Set up your mobile wallet with Apple Pay, Google Pay or Samsung Pay to make it even easier!

Purchase/Balance Transfer APR

0% intro rate for 12 months,4 9.9%-17.9% after that7

Cash Advance APR

9.9%-17.9%7

Summit Student Rewards Card

Summit's Student Rewards Credit Card
  • Good Grade Bonuses
  • Double points on Amazon And Restaurant Purchases
  • Contactless payment with tap to pay

WHAT YOU’LL GET

Up to 4,000 bonus points each year with a 3.0 GPA,8 plus earn double rewards points whenever you buy something on Amazon9 or dine out!
No annual fees, a contactless card and your Summit Rewards are redeemable for cash back, travel and everything else in our Summit Rewards catalog.

Get the perks you want with the Student Rewards Credit Card in our GO Bundle.

Purchase/Balance Transfer APR

0% intro rate for 12 months,4 11.9%-19.9% after that6

Cash Advance APR

11.9%-19.9%6

Summit Global Good Card®

Summit's Global Good Credit Card
  • Donation With Every Purchase11
  • Double Points on Restaurant and Hotel Purchases
  • Contactless card with tap to pay

WHAT YOU’LL GET

Want to make a world of difference? Summit donates to World Council of Credit Unions (WOCCU) every time you pay – at no cost to you – plus $10 when you open your card. People around the world get the safe, affordable financial services they need. You double rewards points on dining and hotel purchases. Redeem for travel, cash back and more. Or you can donate those too. See everything we offer in our Summit Rewards catalog. Plus, no annual fees and a contactless card.

Purchase/Balance Transfer APR

0% intro rate for 12 months,4 11.9%-19.9% after that6

Cash Advance APR

11.9%-19.9%6

Add up to four credit cards to compare.
Must add at least 2 products to compare.
 
Tools & Resources
Calculators
Worksheets
Checklists

DEBT CONSOLIDATION CALCULATOR

See if consolidating your debt is the best option.
 

MAKE BI-WEEKLY PAYMENTS

One popular strategy for accelerating the payoff of a loan is to make 'bi-weekly' payments.
 

HOW LONG WILL IT TAKE TO PAY OFF A DEBT?

Like many credit card holders, there are times when you might have overdone it on the spending and are now facing the task of paying off your credit card balance.
 

ARE CREDIT CARD BALANCE TRANSFERS WORTH IT?

Is transferring your credit card debt really worth it?
 

Related Content
Family roasting marshmallows around a campfire
WORRIED YOU’LL BE PAYING FOR SUMMER FUN FOR MONTHS TO COME?
Credit, Financial Freedom, Money Tips, Red Shoes, Shopping, Travel
WORRIED YOU’LL BE PAYING FOR SUMMER FUN FOR MONTHS TO COME?

Summit’s Three-Step Plan lets you own your summer—without maxing out your credit cards
Read More 
Woman lying on her bed looks at her computer while holding a credit card
Do’s and Don’ts to Help you Choose the Right Credit Card
Credit Card, Rewards, Money Smarts
With so many credit card options out there, it can be difficult to choose one that's right for your finances. Here are the do's & don'ts of credit cards to help you decide!
Read More 
Man and woman planning do-it-yourself home improvement project
5 Tips to Your Home Improvement Sweet Spots
Home Equity, Home Improvement, Money Smarts
Your home is your castle, your refuge and—let’s face it—a place where it can be very easy to sink a big chunk of money. Which is why you’re always on the lookout for “sweet spots”:  those home improvements that add comfort, safety or a little zing of style while you’re living in your house and will boost the asking price when it’s time to sell.
Read More 
Small business cash flow management tips
4 Cash Flow Tips for Small Businesses
Money Smarts, Financial Freedom, Small Business, Cash Management
As a small business owner, you’re making all kinds of things happen every single day – from wrangling supplies to communicating with clients. But even the savviest of business managers encounter a cash flow issue once in a while. Here are a couple of tricks to help you master your cash flow.
Read More