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who Will win $10,000?
Join our participants as they reduce debt and increase savings with the help of Summit financial coaches.
TOTAL SAVINGS INCREASE: $10,537 | TOTAL DEBT REDUCTION: $16,327

How to plan for the holidays with children
Mary and Josh
Christmas is one of the happiest times of the year. People all around seem happier and more inclined to help one another. You can just feel the joy of the season in the air around you. However, with the holiday season comes spending money…and sometimes a lot of it. This year, Josh and I have had many conversations about how much money we think we should spend on each child and even went as far to make a list of everyone we would need to buy gifts for this year and what our budget would be (i.e., mail delivery person, teachers, grandparents, etc.).
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Little Things: The Earning Edition
Katie
Last week’s blog discussed how minor expenses can erode a financial foundation and, if I may get scientific for a moment, the topic reminded me of how wind and water erosion lead to major ecological degradation. Keeping that geographical theme, this week I examined how small additions of income can build wealth, similar to how mineral deposits create structures like stalactites and stalagmites in a cave.
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Having a budget and sticking to it!
Jasmine
Project Money has been very beneficial to my life. I have created a budget, I monitor my bank accounts often and I’ve eliminated some bad habits when it comes to spending money. I can proudly say I’ve decreased my takeout expenses and increased making home cooked meals.
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Alex’s Analysis
Kelly and Eric
Her younger brothers – Barrett and Cole – have already had their say. Now we visit with our oldest child, 16-year-old Alex, to get her thoughts on our family’s involvement in Project Money.

Alex is a high school junior who plays soccer, loves art and is looking ahead to college, where she hopes to study something in the medical field. Here’s an edited Q-and-A with Alex:

 
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Meal planning is the way to go
Mary and Josh
One of my least favorite things to do is to meal plan. I hate it! I hate having to come up with ideas each week (knowing full well someone will complain about at least one of the meals I have planned for), followed by figuring out what we will need to buy from the grocery store. I don’t know why, but this is not one of my favorite tasks to complete. However, and this is a big however, meal planning has allowed us to stick to our grocery budget.
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Little Things: The Spending Edition
Katie
I began improving my finances by making big modifications like mortgage refinancing, structuring savings allocations and reducing recurring expenses. These actions made a colossal impact on my financial picture and provided a sense of accomplishment. The next step is taking a microscope to my budget by looking for opportunities to make minor improvements under the expenses section.
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