Rates And Disclosures
Loan Rates
Auto-&-Motorcycle-Loans-2016-to-2017
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 6.29% | $44.45 |
|
| 36 Months | 6.29% | $30.55 |
|
| 48 Months | 6.44% | $23.69 |
|
| 60 Months | 6.70% | $19.66 |
|
| 72 Months | 7.20% | $17.15 |
|
| 84 Months* | 7.95% | $15.56 |
|
Your rate may vary based on your creditworthiness and repayment option.
*84-month term is for new purchases only. Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
auto-and-motorcycle-loans-2014-to-2015
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 6.39% | $44.50 |
|
| 36 Months | 6.39% | $30.60 |
|
| 48 Months | 6.64% | $23.78 |
|
| 60 Months | 7.10% | $19.85 |
|
| 72 Months | 8.10% | $17.04 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
auto-and-motorcycle-loans-2008-and-older
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 8.44% | $45.43 |
|
| 36 months | 8.60% | $31.61 |
|
| 48 Months | 8.75% | $24.77 |
|
| 60 Months | 9.25% | $20.88 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
other-secured-loans
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 63 Months | 9.24% | $20.22 |
|
| 87 Months | 9.74% | $16.20 |
|
| 120 Months ($25,000.00 Min) | 10.99% | $13.91 |
|
| 180 Months ($40,000.00 Min) | 12.24% | $12.32 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
boats-rv-used
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 63 Months | 9.74% | $20.46 |
|
| 87 Months | 10.00% | $16.34 |
|
| 120 Months ($25,000.00 Min) | 11.25% | $14.06 |
|
| 180 Months ($40,000.00 Min) | 12.25% | $12.33 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
powersports-new
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 39 Months | 9.24% | $29.78 |
|
| 63 Months | 9.74% | $20.34 |
|
| 87 Months | 9.99% | $16.20 |
|
| 120 Months | 11.99% | $14.34 |
|
Includes snowmobiles, personal watercraft, and ATV’s
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
powersports-used
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 39 Months | 9.49% | $29.90 |
|
| 63 Months | 9.99% | $20.46 |
|
| 87 Months | 10.74% | $16.59 |
|
| 120 Months | 12.74% | $14.78 |
|
Includes snowmobiles, personal watercraft, and ATV’s
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
express-home-refinance
| TYPE AND TERM | APR (as low as)1 | Monthly Payment | |
| 8 Year Fixed | 6.250% | $13.26 |
|
| 12 Year Fixed | 6.625% | $10.08 |
|
| 20 Year Fixed | 6.875% | $7.68 |
|
Your rate may vary based upon your creditworthiness and repayment option
Express Refinances are eligible for no or low closing costs. Appraisal fee and title insurance if required is not included and is an additional charge. The charge for an appraisal is typically $430-$585, the charge for title insurance is typically $375. Limited to Wisconsin. Closing costs, including appraisal and title insurance, may vary and be higher in states other than Wisconsin.
First lien mortgage position and owner occupied properties only. Maximum loan to value is 80%. Maximum loan amount is $399,999. Property insurance is required. Other programs/options are available. Limited to Wisconsin. Closing costs, including appraisal and title insurance may vary and be higher in states other than Wisconsin.
1 APR is Annual Percentage Rate
2 Monthly payment is based on payment per $1,000 for term and rate shown above. The payments listed do not include amounts for taxes and insurance and if included the actual payment obligation will be greater because of these additional payments.
home-equity-line-of-credit-up-to-70%-ltv
Home Equity Line of Credit — Up to 70% LTV (Variable/Fixed)
Rates Effective April 19, 2024
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 3-Month Fixed Intro Rate* | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 8.00% | Prime - 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 6.74% | $19.68 |
|
|
| Fixed 120 Months2 | 7.74% | $12.00 |
|
|
| Fixed 180 Months2 | 9.49% | $10.44 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
No or low closing cost for new HELOC loan only. To qualify as new, applicant may not have an existing or a prior SCU HELOC within the last 12 months. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585, the charge for title insurance is typically $375. There also is a one-time $139 fee due at closing for refinancing an existing Summit Credit Union HELOCs. $139 fee is applicable if HELOC being refinanced was established in the last 12-months. $139 fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage. Limited to Wisconsin. Closing costs, including appraisal and title insurance, may vary and be higher in states other than Wisconsin.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 3.99%-5.49% (Floor). Limited to Wisconsin.
*Introductory rate is applicable for new HELOC only. To qualify as new, applicant may not have an existing or a prior SCU HELOC within the last 12 months. HELOC requests for credit limits exceeding $350,000.00 do not qualify for the introductory rate. Minimum credit score of 699 or more to qualify for introductory rate. After the 3-month introductory period, the rate will revert to the Prime Rate as published in The Wall Street Journal or Prime Rate plus or minus a margin. Margins range from +4.00% to -.50%. Introductory rate shown is for homeowners with up
to 80% combined loan-to-value. Other rates will apply for loans with a higher loan-to-value. Your actual rate will be based upon your creditworthiness and loan-to-value. Rates are subject to change, but the APR (Annual Percentage Rate) will not vary above 15% APR. The introductory rate applies to one property per member. Property insurance is required.
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock in up to five fixed-rate amounts at one time. First rate lock is free, $35.00 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal or Prime Rate plus or minus a margin. Margins range from 4.00% to -0.50%. The VPR is subject to change monthly. The Prime Rate as of 7/27/23 is 8.50%. Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective April 19, 2024
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 3-Month Fixed Intro Rate* | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 8.25% | Prime - 0.25% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 6.74% | $19.68 |
|
|
| Fixed 120 Months2 | 7.74% | $12.00 |
|
|
| Fixed 180 Months2 | 9.49% | $10.44 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
No or low closing cost for new HELOC loan only. To qualify as new, applicant may not have an existing or a prior SCU HELOC within the last 12 months. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585, the charge for title insurance is typically $375. There also is a one-time $139 fee due at closing for refinancing an existing Summit Credit Union HELOCs. $139 fee is applicable if HELOC being refinanced was established in the last 12-months. $139 fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage. Limited to Wisconsin. Closing costs, including appraisal and title insurance, may vary and be higher in states other than Wisconsin.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 4.49%-5.99% (Floor). Limited to Wisconsin.
*Introductory rate is applicable for new HELOC only. To qualify as new, applicant may not have an existing or a prior SCU HELOC within the last 12 months. HELOC requests for credit limits exceeding $350,000.00 do not qualify for the introductory rate. Minimum credit score of 699 or more to qualify for introductory rate. After the 3-month introductory period, the rate will revert to the Prime Rate as published in The Wall Street Journal or Prime Rate plus or minus a margin. Margins range from +4.00% to -.50%. Introductory rate shown is for homeowners with up
to 80% combined loan-to-value. Other rates will apply for loans with a higher loan-to-value. Your actual rate will be based upon your creditworthiness and loan-to-value. Rates are subject to change, but the APR (Annual Percentage Rate) will not vary above 15% APR. The introductory rate applies to one property per member. Property insurance is required.
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock in up to five fixed-rate amounts at one time. First rate lock is free, $35.00 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal or Prime Rate plus or minus a margin. Margins range from 5.00% to -0.50%. The VPR is subject to change monthly. The Prime Rate as of 7/27/23 is 8.50%.
Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective April 19, 2024
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 3-Month Fixed Intro Rate* | 1.49% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 9.00% | Prime + 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 7.74% | $20.15 |
|
|
| Fixed 120 Months2 | 8.74% | $12.53 |
|
|
| Fixed 180 Months2 | 9.74% | $10.59 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
No or low closing cost for new HELOC loan only. To qualify as new, applicant may not have an existing or a prior SCU HELOC within the last 12 months. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585, the charge for title insurance is typically $375. There also is a one-time $139 fee due at closing for refinancing an existing Summit Credit Union HELOCs. $139 fee is applicable if HELOC being refinanced was established in the last 12-months. $139 fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage. Limited to Wisconsin. Closing costs, including appraisal and title insurance, may vary and be higher in states other than Wisconsin.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 4.99% to 5.99% (Floor). Limited to Wisconsin.
Minimum credit score of 699 to qualify up to 90% CLTV.
*Introductory rate is applicable for new HELOC only. To qualify as new, applicant may not have an existing or a prior SCU HELOC within the last 12 months. HELOC requests for credit limits exceeding $350,000.00 do not qualify for the introductory rate. Minimum credit score of 699 or more to qualify for introductory rate. After the 3-month introductory period, the rate will revert to the Prime Rate as published in The Wall Street Journal or Prime Rate plus or minus a margin. Margins range from +4.00% to -.50%. Introductory rate shown is for homeowners with up
to 80% combined loan-to-value. Other rates will apply for loans with a higher loan-to-value. Your actual rate will be based upon your creditworthiness and loan-to-value. Rates are subject to change, but the APR (Annual Percentage Rate) will not vary above 15% APR. The introductory rate applies to one property per member. Property insurance is required.
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock in up to five fixed-rate amounts at one time. First rate lock is free, $35.00 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal plus a margin. Margins range from +0.75% to +.50%. The VPR is subject to change monthly. The Prime Rate as of 7/27/23 is 8.50%.
Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
home-equity-loans-up-to-80%-ltv
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 36 Months | 6.74% | $30.76 |
|
| 48 Months | 6.74% | $23.83 |
|
| 60 Months | 6.74% | $19.68 |
|
| 84 Months | 7.49% | $15.33 |
|
| 120 Months | 7.74% | $12.00 |
|
| 180 Months | 9.49% | $10.44 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Typical closing costs range from $120-150. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585, the charge for title insurance is typically $375. Limited to Wisconsin Home Equity Line of Credit loans. Closing costs may vary and be higher in states other than Wisconsin. Minimum loan amount of $5,000 applies.
Property insurance is required.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without an electronic payment and an established Summit checking account will be higher.
2 Monthly payment amount is based on payment per $1,000 for term and rate shown above.
home-equity-loans-up-to-90%-ltv
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 36 Months | 7.74% | $31.22 |
|
| 48 Months | 7.74% | $24.29 |
|
| 60 Months | 7.74% | $20.15 |
|
| 84 Months | 8.49% | $15.86 |
|
| 120 Months | 8.74% | $12.53 |
|
| 180 Months | 9.74% | $10.59 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Typical closing costs range from $120-150. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585, the charge for title insurance is typically $375. Limited to Wisconsin Home Equity Line of Credit loans. Closing costs may vary and be higher in states other than Wisconsin. Minimum loan amount of $5,000 applies.
Property insurance is required.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without an electronic payment and an established Summit checking account will be higher.
2 Monthly payment amount is based on payment per $1,000 for term and rate shown above.
personal-loan-rates
| TERM(up to) | APR(as low as)1 | Monthly Payment2 | |
| 24 Months | 12.75% | $47.42 |
|
| 36 Months | 12.75% | $33.57 |
|
| 48 Months | 13.00% | $26.83 |
|
| 60 Months | 13.50% | $23.01 |
|
Your rate may vary based upon your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
personal-line-of-credit
| Type and Term | APR1 | VPR2 | Monthly Payment |
| Personal Line of Credit, revolving | 12.50% | Prime + 4% | Minimum $15 or 2.5% of the outstanding principal balance |
| Overdraft Protection Line of Credit | 18.00% | n/a | Minimum $15 or 2.5% of the outstanding principal balance |
Minimum loan amount for an Overdraft Protection Line of Credit is $100. Minimum loan amount for a Personal Line of Credit is $1,000. Minimum credit score to qualify for a Personal Line of Credit is 650.
1 APR is Annual Percentage Rate.
2 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal plus a margin. The VPR is subject to change quarterly. Prime Rate as of 7/27/23 is 8.50%.
The maximum APR for a Personal Line of Credit is 18.00%. The minimum APR for a Personal Line of Credit is 10.00% (Floor)
certificate-secured-loans
| Terms | APR1 |
| Installment loan or single-payment note that is due at the certificate's maturity date. | Certificate Dividend Rate + 3.00% |
Maximum loan amount for a single payment loan is 95% of the certificate balance. Minimum loan amount is $100. Rate Riser, IRA and Custodial Certificates are not eligible for a certificate secured loan.
1APR is Annual Percentage Rate.
Special Energy Efficient Loans
| Term (up to) | APR1 | Monthly Payment2 | |
| 60 Months | 9.75% | $21.22 |
|
| 180 Months | 10.50% | $11.11 |
|
Special energy efficient loan rates are for the Me2 and Milwaukee Shines loan programs only. Rates are subject to change without notice.
Minimum loan amount is $1,000. Milwaukee Shines maximum loan amount is $20,000. Me2 maximum loan amount is $15,000.
1 APR is Annual Percentage Rate
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
Savings, Investment & Checking Rates
certificates
| TYPE AND TERM | MINIMUM BALANCE TO EARN APY† | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
| 13-Month Special* | $5000 | 4.65% | 4.75% |
|
| 36 Months | $500 | 3.93% | 4.00% |
|
| 60 Months | $500 | 2.77% | 2.80% |
|
| 48 Months | $500 | 2.18% | 2.20% |
|
| 24 Months | $500 | 1.98% | 2.00% |
|
| 18 Months | $500 | 1.39% | 1.40% |
|
| 12 Months | $500 | 1.39% | 1.40% |
|
| 9 Months | $500 | 1.39% | 1.40% |
|
| 6 Months | $500 | 1.00% | 1.00% |
|
| 3 Months | $500 | 0.60% | 0.60% |
|
Rates accurate as of 3/18/2024. Certificates may have penalty for early withdrawal. Fees may reduce earnings on the account.
†APY is Annual Percentage Yield. Minimum balance to open and earn APY is $500.
*Minimum balance to open and earn APY is $5,000.
certificates
| TYPE AND TERM | MINIMUM BALANCE TO EARN APY† | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
| 24-Month Certificate Plus | $250 | 1.49% | 1.50% |
|
| 18-Month Certificate Plus | $250 | 0.90% | 0.90% |
|
| 12-Month Certificate Plus | $250 | 0.90% | 0.90% |
|
| 6-Month Certificate Plus | $250 | 0.50% | 0.50% |
|
Certificates may have penalty for early withdrawal. Fees may reduce earnings on the account.
†APY is Annual Percentage Yield. Minimum balance to open and earn APY is $250.
Ultimate-money-market-account
Ultimate Money Market Account Rates
Rates Effective April 19, 2024
| Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
| $200,000 | 1.43% | 1.44% |
|
| $150,000 | 1.33% | 1.34% |
|
| $100,000 | 1.33% | 1.34% |
|
| $75,000 | 1.23% | 1.24% |
|
| $50,000 | 0.35% | 0.35% |
|
Fees may reduce earnings on the account. Dividend Rates may change at any time.
†APY is Annual Percentage Yield. Minimum balance to open and earn APY is $50,000.
money-market-plus-account
Money Market Plus Account Rates
Rates Effective April 19, 2024
| Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
| $100,000 | 0.23% | 0.23% |
|
| $50,000 | 0.20% | 0.20% |
|
| $25,000 | 0.18% | 0.18% |
|
| $10,000 | 0.17% | 0.17% |
|
| $2,500 | 0.14% | 0.14% |
|
| $0 | 0.12% | 0.12% |
|
Fees may reduce earnings on the account.
Dividend Rates may change at any time.
†APY is Annual Percentage Yield. No minimum balance is required to open account.
money-market-max
| Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
| $1,000,000 | 3.06% | 3.10% |
|
| $500,000 | 2.81% | 2.85% |
|
| $250,000 | 2.57% | 2.60% |
|
| $150,000 | 1.69% | 1.70% |
|
| $75,000 | 1.29% | 1.30% |
|
Fees may reduce earnings on the account.
Dividend Rates may change at any time.
†APY is Annual Percentage Yield. Minimum balance to open and earn APY is $75,000.
ira-savings-rates
| Type and Term2 | Minimum Balance to Earn APY1 | Dividend Rate | Annual Percentage Yield | |
| IRA Savings | $25 | 0.10% | 0.10% |
|
1APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.
2Minimum Balance Requirements: The minimum balance to open this account is $25.00. You must maintain a minimum daily balance of $25 in your account to obtain the disclosed annual percentage yield. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
checking
| Type and Term2 | Minimum Balance to Earn APY† | Dividend Rate | Annual Percentage Yield | |
| Ultimate Checking | $2,500 | 0.10% | 0.10% |
|
| Dividend Checking | $25 | 0.05% | 0.05% |
|
†APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.
2Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
business-dividend-checking-account
| Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
| $2,500 | 0.10% | 0.10% |
|
†APY is Annual Percentage Yield. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
| TYPE AND TERM1 | MINIMUM BALANCE TO EARN APY† | DIVIDEND RATE | ANNUAL PERCENTAGE YIELD | |
| Primary Savings2 | $25 | 0.10% | 0.10% |
|
| Secondary Savings3 | $25 | 0.10% | 0.10% |
|
| Holiday Savings3 | $25 | 0.10% | 0.10% |
|
†APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.
1Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
2Minimum Balance Requirements: The minimum balance to open this account is $1.00. You must maintain a minimum daily balance of $25 in your account to obtain the disclosed annual percentage yield.
3No minimum balance required to open account.
gosave
| Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
| $10,000 | 0.08% | 0.08% |
|
| $1,000 | 0.09% | 0.09% |
|
| $25 | 0.10% | 0.10% |
|
Allows one free withdrawal per month. Monthly automatic deposit required.
†APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management. Minimum Balance Requirements for GoSave Account: The minimum balance to open this account is $100. Please contact SCU for other terms and conditions of these accounts. Fees may reduce earnings on the account.
health-savings
| Minimum Balance to Earn APY† | Dividend Rate | ANNUAL PERCENTAGE YIELD | |
| $0 | 0.06% | 0.06% |
|
| $2,500 | 0.07% | 0.07% |
|
| $5,000 | 0.09% | 0.09% |
|
| $10,000 | 0.10% | 0.10% |
|
†APY is Annual Percentage Yield. Rate Information: The dividend rate and annual percentage yield may change at any time as determined by credit union management.
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