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Blog & Tools
Between you and your money, you can make it happen. We can help.
four tips to improve credit score credit card artwork
How to Improve Your Credit Score
Credit, Financial Freedom, Money Tips, Improve Credit Score
Strengthen your credit and learn about the new changes happening to your score. Here’s everything you need to know.
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Money Smarts Podcast
Podcast: Confessions of a Debt Collector
Podcast, Money Smarts, Credit, Debt Relief
In this episode of Money Smarts, a podcast of Summit Credit Union, we're talking with a collections specialist to debunk common myths, understand how the process works and learn why it's so important to work with them. In the end, we want to be a money mentor and provide help.
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Young woman laying on couch with credit card and laptop
4 Financial Tips to Consider When Borrowing Money for the First Time
Credit, Credit Card, Loans, Money Smarts
Sometimes having a little extra cash is the only thing between you and your dreams. Check out these financial tips to be smart about borrowing money and avoid common mistakes.
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Woman sitting on couch looking at credit card statement
6 tips for debt-free credit card spending
Red Shoes, Credit, Money Tips
Credit cards can be a great way to stretch your money until payday and a handy way to buy online. (And who doesn’t love to watch their credit card rewards pile up?!?) Ready to get out of credit card debt — or avoid it in the first place? We’re here to help.
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Person typing in credit card number on laptop
Red Shoes, Credit, Celebrating, Financial Freedom
Credit cards—and credit card bills—are just a reality of the holiday season. We get it! Which is why we’re here to help you use and pay off your credit cards as wisely as possible.

Try these four tips:

Tip #1: Stick with your holiday budget.
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"Pay Day" written on the calendar and circled
Financial Freedom, Red Shoes, Credit
And hoping you can get by without pulling out the credit card?

You can do it—here’s how!

Unless you’ve recently won the lottery or are independently wealthy, you have to deal with this thing called a paycheck and the reality that it can be hard to s-t-r-e-t-c-h your pennies from one paycheck to the next.
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