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911: Feel Safe with Emergency Savings

February 20, 2024 We all know that when emergencies arise, crisis mode activates. The goal of this session is to help you build an emergency savings on your budget, learn how to maintain it, and how to shatter the guilt when it comes to tapping into it. You’ll be provided practical steps to make you feel safe when unexpected expenses arise. You might also be interested in Q: Our daughter was just born. What should we be thinking about financially? A: Your question around what to think about money-wise shows great parental wisdom. A good start is to envision what you hope she will feel in her own relationship with money in her lifetime. No one wants their kids to be fearful or ill-equipped to handle their money, but we need to envision what we do want for them if we want them to be successful. Picture your daughter responsibly handling money with comfort, contentment, enjoyment and confidence, and take actions to help her make that happen. Caring for your furry friends can add up! Learn how to manage the costs of owning a pet & unwanted expenses without compromising on quality for your animal. As you prepare for this new chapter of your life as a parent, make sure you are saving to cover the costs of having a baby with our financial planning checklist. Planning for marriage should involve more than just picking out invitations and deciding whether you should serve chicken or fish at the reception. More importantly, you'll want to take a look at how marriage will impact your financial situation. Remember when the money you spent on filling your gas tank would pay for a pretty nice evening out? That reality whipped us all into shape when it came to how and when we used our cars. Fuel prices dropped. You slipped back into old spending habits. Now that prices are on the rise again, you need to own your car-related expenses. After months of hard work, our teams are starting to think about their future financial goals and how to make them happen. Check out their tips and tricks! Thinking about swapping your current house for a different one? Then it’s important to know just how much money you can actually borrow — especially if your hunt is happening in a hot market. Follow these four steps if you're considering a new mortgage. Worries about health care costs keeping you up at night? A health savings plan could make a difference. Health care can cost a lot of money. Find yourself stressing over it? You’re not alone. A recent study by the Commonwealth Fund found that being able to afford health care is one of consumers’ top four biggest financial concerns1. We don’t have an easy way to “solve” health care costs — though think of the raise we’d get if we could! — but here’s one thing that might help cut yours: a savings account for health care. Women earn 76 percent of what men earn, resulting in an average lifetime differential of $250,000, according to a recent report. 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